If you're struggling with your finances and have a difficult time paying off all your bills, you may want to consider Debt Consolidation. It would be wise to consider consolidating your debts especially if your bills are piling up and you're stuck to paying high-interest rates on a number of loans and credit cards. Decreasing interest rates and paying off your delinquent bills with a loan or low interest rate card will stop creditors from persistently asking you for your payment, and also wipe out high erratic interest rates. Doing so doesn't mean your debt will be reduced, but it will save you money in the long run. You may want to consider these 3 things for bill consolidation. First is by the use of credit card. One has to remember to pay off your balances soon as possible especially if the credit card you're using has low introductory rate. Generally, introductory rates are only for a limited time. After that period, the interest goes very high. Pay it before it ends to avoid being stuck with a high paying bill. Second is debt consolidation loans. The loan will help you get a stable or fixed interest rate. Like any other loan, you have to pay it on time and in full. Third is the home refinance loan. If you own your house and are struggling with payments, you can do refinancing on your mortgage. You need to be sure though that you're faithful in all your payments. Debt consolidation is a solution to help you with your financial troubles. Start by getting a free debt consolidation quote from bills.com now.